Racial Discrimination In Housing
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Here are a few topic suggestions to narrow your focus for a research paper on racial discrimination in housing:
- What areas of the United States have the most prolific amount of racial discrimination in housing?
- How does the US government try to thwart racial discrimination in housing?
- Trace the history of racial discrimination in housing.
Despite the efforts of many in the United States government throughout the past five decades, the problem of housing segregation, mortgage discrimination and the difficulty of finding affordable housing is one that still plagues minorities in this nation. According to the United States Government Manual, the Department of Housing and Urban Development, led by Secretary Mel Martinez, is "the principal Federal agency responsible for programs concerned with the Nation's housing needs, fair housing opportunities, and improvement and development of the Nation's communities."
The Department of Housing
The Department of Housing and Urban Development, called HUD, was created following the passage of the Department of Housing and Urban Development Act that was put into place in November 1965. Specifically, the government manual states that HUD was created to "administer the principal programs that provide assistance for housing and for the development of the Nation's communities; encourage the solution of housing and community development problems through States and localities; and encourage the maximum contributions that may be made by vigorous private homebuilding and mortgage lending industries, both primary and secondary, to housing, community development, and the national economy."
Racial Discrimination
However, despite these efforts, studies in the late 1990s revealed trends in racial discrimination that even then-Secretary of Housing and Urban Development Andrew Cuomo was quick to make public and quicker still to reflect upon disdainfully. These studies show plainly and painfully that the procedures established thus far by HUD have not ended mortgage discrimination. Furthermore, other studies reflect that residential segregation is less of a governmental problem than a social one, although certainly efforts could be taken by the United States government to alleviate some of the divides that segregate neighborhoods and communities.