Custom Research Paper Writing
End Paper Writing Worries

Call us today to learn more:


  • 24/7 Customer Service
  • Free Plagiarism Check
  • Writing at Your Level
  • Native US Degreed Writers

Order Here

HIPAA Provisions

With respect to availability of coverage one of the most important HIPAA provisions noted in research papers concerns coverage in the small group market (2 to 50 employees). HIPAA provides that if an insurer does business in this market in a given state, then it is required to accept every small group that applies for coverage in that state. Moreover, as Black and Skipper have also noted, HIPAA requires that insurers renew or continue in-force coverage for a group, no matter how small, except under certain, well-defined circumstances. These circumstances are:

1. Non-payment of premiums;

2. Fraud;

3. Violation of participation and contribution rules; and

4. The existence of a group of enrollees in a network plan who no longer live or work in the area covered by the plan.

Discontinuance of Coverage

HIPAA Provisions

A fifth acceptable reason for discontinuance of coverage is a decision on the part of an insurer to exit the market for the kind of coverage in question.  These HIPAA provisions make it much easier to find coverage and maintain that coverage once it has been obtained.  It puts an end to the ability of insurers to terminate coverage for a particular group when covering that group is deemed unprofitable.

COBRA Coverage

A change in COBRA coverage is mandated by HIPAA.  HIPAA provisions research papers have noted that, under COBRA, group health plans are required to allow employees and their beneficiaries to retain their health coverage at group rates for as much as 36 months after a “qualifying event,” terminates their eligibility for coverage under a plan’s usual provisions. Qualifying events include such things as the death of the covered employee or the termination of the employee for anything other than gross misconduct.  At passage COBRA defined “qualified beneficiaries” as an employee, the employee’s spouse if covered on the day before the qualifying event, and the employee’s dependent children if covered the day before the qualifying event.  HIPAA added to this list any child born or adopted during the period of COBRA coverage.

Related Research Paper Topics

Health Insurance Portability and Accountability Act - Health Insurance Portability and Accountability Act research papers examine the development of HIPAA and are custom written for every client!

HIPAA and Creditable Coverage - One of the major HIPAA Provisions has to do with pre-existing conditions and " creditable coverage."

HIPAA Literature Review - HIPAA Literature Review Essays on custom written and original research concerning any aspect of HIPAA.

HIPAA Research Study - A HIPAA Research Study is a custom written study on HIPAA legislation and can be ordered immediately from Paper Masters.

HIPAA and the Employer - HIPAA and the Employer research papers discuss the questions and answers provided by HIPAA for employers.

Children's Health Insurance - Children's Health Insurance term papers on the program is a federally funded extension of Medicaid for children.

Health Sciences Literature Reviews Made Easy - HIPAA Literature Review - Since HIPAA legislation was first proposed, the reactions in the published literature on the subject have varied widely.

Affordable Health Care Act - Health Insurance Portability and Accountability Act research papers examine the development of HIPAA and are custom written for every client!

Affordable Care Act - Affordable Care Act essays examine the first major overhaul of the U.S. healthcare industry since the introduction of Medicare and Medicaid in 1965.

History of the Insurance Industry - History of the Insurance Industry research papers examine the last 100 years in light of business ethics.

Obamacare - Despite opposition, Obamacare has the potential to revolutionize the U.S. health insurance industry.

Emory Eye Center - Emory Eye Center research projects identify and describe the staff perception of ethical climate type within Emory eye centers’ ophthalmology department.

Health Human Services - Health Human Services research papers examine the cabinet department charged with improving the health of the citizens.

Health Care Economics - Health Care Economics research papers analyze the increasing costs of health care as new technologies are introduced.

Occupational Health and Safety - Occupational Health and Safety Research Papers examine the goals that protect people in the workplace environments.

Social Programs - Social Programs research papers examine the government programs designed to provide minimal levels of support, frequently financial, but also including health care and nutritional support, by the government.

Health Information Technology - Obamacare research papers discuss the goals of Obamacare, which were designed to provide affordable health insurance coverage for all Americans.

Obama's Healthcare Plan - Obama's Healthcare Plan research paper examines the presidents intentions and various elements of the intended United States healthcare plan.